@Anonymous wrote:
Amex blue (denied) and chase freedom are the only other cards I want. Cs is a whopping 648. Guess it's better than the 540 I had a year ago. Lol😆 I just got a Barclay and a discover it the other day. Now I have 8 cards total. 4 are rebuilder cards I have had. My util is 29% soon to be 20% next week. 2 year excellent payment history. Unfortunately I have a 6 year old judgement. I refuse to apply for chase till that drops. I have a few inquiries ready to fall off in sept. 😊
yeah i would definitely wait until those fall off in september to do any other apps just because that'll help your score go up some. also, since you acquired new cards, i would transfer some of your balances to those cards you just got to take advantage of the 0% so your monthly payment isn't 90% interest lol. in most cases, the 3% balance transfer fee is worth it 10 fold
Keep going, you're doing a wonderful job. You'll be at 700 before you know it.
