MISSED PAYMENTS

[Anonymous]

For the past few months my fico and identity guard credit report shows that I recently missed a payment. I have never missed a payment since my bankruptcy 2 yrs ago. On Identity Guard report it does show a payment status date of 10/2007 for HSBC and FPCU and date last reported 10/2007. Could this look as if i'm missing payments. This is tanking my scores

[SmartCookie]

Looks more like you might have gotten a 30 day late somewhere.  Did you check to make sure everything has cleared this month?  You should call your creditors and check... or pull reports and see what is going on.

[SmartCookie]

Hmm just came across this same post by you but the other title made me think you are saying that you have pulled reports... but nothing is derog... and your scores are dropping?

[Anonymous]

THAT'S CORRECT