Major question. . Found out possibly why score increased but do not understand. .
what it means. I have a charged off account wiht Capital One that is closed but showing as open. When I checked further with scorewatch it says there has been a change in my capital one account. The balance I owe has went up about 40 dollars, they are adding fees every month, that is why if the PFD doesn't work soon I will have to pay them. But I did send them a PFD letter about 2 weeks ago, and now it shows that customer disputes. It is still showing on my report, why would they show that, customer disputes? I did not dispute only sent PFD. And they have not even responded to that.
Re: Major question. . Found out possibly why score increased but do not understand. .
those freaks at capone are relentless...i believe they have a policy of "NO" on everything. surprisingly, i was able to dispute off a capone CO two months early. i guess they just didnt want to fool with it that late in the game.
what is odd is that i got a new cc with them last year, while the CO was still on my report, and i didnt even have to do that deal where the old CO balance refinances on the new card.