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I would immediately do some disputes on it. The OC's will not respond if paid ( most of the time ), and the CRA will then remove ( along with the same acct's from a CA ). If they verify acct's, then redispute with documents that they were paid by a refi company. Provide the Refi companies info. This will, most of the time show them you aren't BS'ing them, and they will remove. Hope this helps. And also, Some of the Credit Geniuses on here will be able to better assist you.
Jameson
11/15/07 EQ 460 
Movin on up
Midland showed up recently on my reports (all 3), for a debt that a former roommate owed to SBC and placed for collection in 2006. I disputed it on all three, and during the 30 day period received 3 seperate letters from MCM asking me to verify the debt for them. (This would be what the term cajones refers to 
) Needless to say I ignored the letters. All of the disputes came back as deleted, and they're gone from my reports.
) Needless to say I ignored the letters. All of the disputes came back as deleted, and they're gone from my reports.
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