As far as I can tell my last payment on this was Jan of 07. And I do not see IC SYSTEM as a creditor on my reports. But that is who is calling me and that is who HSB said they sold the account to.As far as the SOL. This is what I found out.South Carolina Statutes of Limitation
Breach of Contract: 3 years, (SCCLA 15-3-530).
NOTE: A partial payment or acknowledgment in writing tolls the SoL, (SCCLA 15-3-30).
Foreign or Domestic Judgments: 10 years, (SCCLA 15-3-600).
It says on my transunion report that it is due to be removed on 4/09.
I finally got them to agree to a payment plan, This was done over the phone and my first payment will be later this month. An automatic withdrawal from my checking account.
