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@Project17 wrote:
Just curious how many came here from CB and just curious why... The admin's and Mod's really have their heads in the clouds and are on massive power trips. And most have no clue to what's going on.
You mean the admins and mods here? Or over there?
I visit CB about once a week & really like their credit pulls database. But to me the big difference is that MyFico people seem generally better informed and some of the best stuff on CB is just a clone of what's here anyhow.
@Project17 wrote:
The admin's and mod's over there sorry should have been clearer on that.. ...
Whew!
I started there many eons ago. Someone there suggested I visit here and I did.
They are one of the sites that advocates a so-called "1-2 Punch" process, wherein they actively promote sending a DV quickly followed by a dispute to the CRA, and asserting that the debt collector is barred from handling the dispute/responding back to the CRA based on the DV cease collection bar. Debt collector harassment.
When I raised questions about that very questionable process, the response was that regardless of its propriety, it does no harm to give it a go.
No one could provide any real basis, but nonetheless it is openly advocated.
This site never advocates game-playing.