06-25-2007 10:09 PM
06-25-2007 10:31 PM
Are you sure there weren't other positive changes that occured?
metsno1fan wrote:Have 6 cards with a total limit of 185 G -In Jan 07 transfered all outstanding balances to a new PNC Platnium to take advantage of 0% balance transfer offer until 6/08--new card has a cl of 10 G and balances transfered total approx.6 g---resulting in a 60 % utl on this card.Fico score has actually increased from 780 to 788 (all other credit factors have remainded the same).So I guess one high utl wont always result in a ding.
06-26-2007 09:45 AM
06-26-2007 09:52 AM
sankofa wrote:I've also learned that inquiries are my worst enemy right now when it comes to FICO, so I'm cooling my jets for awhile and not applying for credit until 2008.SandyK
06-26-2007 10:06 AM
same here, for EQ, i have more pulls than EX & TU combinedbut EQ is my highest score @ 653TU has my least pulls, and my lowest score @ 557also, my EQ & EX reports are the same except for INQ, go figure
06-26-2007 10:10 AM
07-01-2007 05:08 AM