I need some help with a medical bill. Basically back in 2006 I went to the ER and was misdiagnosed as having chicken pox. The hospital told me to stay at home for up to two weeks. I later found out that it was flea bites and not chicken pox. The worst place for me to be was at my new apartment which was infested with fleas. The hospital told me (verbally) that they could possibly waive the $100.00 co-pay. I went back to the hospitaland it has since closed for business. This debt is two years old. I have a collection from West Asset Management on my credit report which I have disputed. The collection agency will not delete the negative credit entry even if I pay it. They told me that they don't have a telephone number for the hospital or parent company.
Can some one give me some advice on what my options are. I am trying to buy a house in the next three months and am in credit repair mode. My average FICO score is 572 but is soon to jump up because I completed a student loan rehabilitation in October 2007. I don't have any credit cards and pay cash for everything. I had two auto leases between 1996 and 2003 which were paid on time never late for over six years straight. I have a few more medical bills one in which the doctor's office has agreed (verbally) for a PFD $74.00.
