Has anyone had any success with GW letters for medical collections? I was a paasenger in a vehicle accident. My lawyer told me not to make any payments for the medical bills, that the bills would be paid by my settlement. They were paid, but the collections are hurting my score. There are 3 total. What can I do about this? Since they are already paid and just showing a 0 balance I know I cant do a pfd. Please help!!! I'm looking to purchase a house and my score is the only thing holding me back. Thanks :-)