Asking for some knowledgable advice, I have two collection items with NCO financials that have recently been paid. It was through a credit union who aided in a loan and paid derogatory accounts but was unable to get a pay for delete from these two collections. Also, the hospital who is the original creditor has gone out of business in 2004, so OC is no longer able to be contacted. Disputed items with CA's but NCO would not remove items. Any suggestions appreciated.