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Thanks to all the great advice on this forum over the past several months, a CLI on Amex Blue from 33K to 43K and getting my Util to 8%, I have broken the 800 mark on my TU (803) and EX (817). EQ is still at 792 because of a installment loan for a car I leased in Dec. 2006 and hard CR pull but good things come to those that wait.
Two years ago I was hovering in the high 600s to low 700s but following the FICO rules outlined here you can win the game. Thanks guys you really know your stuff!!!!!!!
When I saw your thread say member of the 800 club- I literally went -oooooooohhhh-and HAD to read...good and great for you!!! Can't wait till I hit 700!
tdr wrote:Thanks to all the great advice on this forum over the past several months, a CLI on Amex Blue from 33K to 43K and getting my Util to 8%, I have broken the 800 mark on my TU (803) and EX (817). EQ is still at 792 because of a installment loan for a car I leased in Dec. 2006 and hard CR pull but good things come to those that wait.
Two years ago I was hovering in the high 600s to low 700s but following the FICO rules outlined here you can win the game. Thanks guys you really know your stuff!!!!!!!