TexMontana wrote:Remember when you pulled your first FICO - and the horrible feeling that you had? I do. I thought -"*#(%)*$ - my life is never going to get better."Then divine intervention brought me here - Can I get a hallelujah?I'm not where I want to be - YET. And I think most of us feel that way. Imagine - we get excited when we get above 600! I mean- I do, anyway.I could never confide in my closest friend the things we divulge here.Ain't it great??