I had a account that wasn't mine listed by them and I disputed it it done the almost the same thing except for mine was flagged for collection a few days after I disputed it. I was able to get this removed from all 3 bureaus after I filed a bbb complaint against them. They claimed I owed a payday from 2012 but it could not be verified. Are they claiming you owe a payday loan? If they are you can get it removed. I told them that if they didn't remove it I was going to file a lawsuit against them as payday loans are illegal in my state and it is a violation for them to try and collect on it.
I did make contact with them and the credit bureaus. They said they was going to send me a letter in the mail and then send me proof that I took out a loan. I never recieved anything from them. They are just trying to steal your money. I would go the BBB route cause when I did they sure removed it fast. I don't see how they can get away with doing this to people. I have worked very hard to get my credit rebuilt so I can buy my first home.
