I'm getting married next...
My credit scores are 650+ all three bureaus, all collections paid off and 24months old
Her credit scores are 700+ everything almost perfect except for 25% utilization cuz we are getting married and have charged $10k on CCs.
Income:
Mine $100k after $35k spousal support
Her's $50k to $65k
She owns a house, but little equity,
We don't have a lot of money down.
Could scrap together $25k to cover down and closing
We only have about $30k in our combined 401ks.
Our income to debt is very reasonable.
I just got off the phone with my soon to be DW. She says she's with our daughter and friends at a pool of a Doctor who wants to sell her house. $300k asking price.
Basically, we're both starting over after divorces.
Could we get financing, and decent terms?
Thanks in advance,
Rocket