Another question concerning credit score. I sold my house last June and paid off my mortgage in full. On my credit report it was listed as a "negative" because the account was closed. It shows the balance in now at "0" but it doesn't say "paid in full," or "paid as promised." I called the mortgage company and they said your account was closed and that hurts your credit score--What? How can paying your mortgage off be a bad thing. There is no way I can keep the account open, nor would I want to. Anyone have any ideas if this is correct and if not what I can do about it? Thanks!!