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So my mortgage company which is a local credit union sold my loan and it dropped my score 73 points!
What bothers me about this is thats theres nothing I can do. I was actually planning on buying a new car but not when it my credit falls from the the 700's to the 600's
It shows on my account mortgage loan closed account 22 months on time payments . I know the new account will come on soon but why should it drop my score?
Keep in mind Never missed a payment in the close to 2 years Ive had the loan and I actually pay extra a month.
if the new mortgage servicer reports your loan, it will be obvious it is the same loan,,if the CRAs don't figureit out just dispute,,I have had that happen before, not hard to fix,,,but that big of a drop doesn't sound right if they didn't figure it out yet
Is it your FICO score or was it from creditkarma?
@stellar wrote:Is it your FICO score or was it from creditkarma?
Popped in to ask the exact same question.
If it wasn't from Credit Karma, where did you get it from? What score is it exactly?