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@rycoop wrote:Apparently I don't know how to log in and type a message today. Sorry about that! My post was going to say I'm movin' on up score wise. ...I know to most of you my score will not be anything to "write home about" but they are going UP which is what matters the most to me.On Nov 30, 07 they were:EQ: 477EX: 593TU: 531Today they are:EQ: 501EX: 600TU: 583I'm very happy with the progress. I was pumped to see 600!! I'm aware they are so low that I couldn't get a bank to loan me a nickel but I feel better about it all the time, because it take forever to fix stuff you've ignored for YEARS!I'm still fighting with Portfolio Recoveries and they won't respond to my DV. I'm getting angry b/c they call but don't respond by mail. Jerks!Thanks for all the support, advice and straight forward answers I've needed!