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My husband and I purchased a car in 12/14 and I just noticed on my Equifax report that there are at least 4 hard inquirys including Wells Fargo whom we have the loan with.They are all on the same day and I've heard that multiples can count as one if done on same day but Im not seeing that.They are counted in my amount of inquirys.What can I do about this? Thanks for any input!
If I am not mistaken, if they are all coded as auto industry and in the same time frame (as yours certainly are), then scoring only dings you as if it is a single HP. The inquiries still all show, but score as only one.
They are on the same day but categorized differently as Bank,Finance,Automotive and than of course by the dedalorship name.Should that make a difference? Thank you for the input.