My Fico Score Jumped +36 Points today! How Come?

[DantheMan1971]

My Equifax Jumped  to 718 and my TransUnion to 745! Has anybody else's jumped? Sometime ago I heard they where going to make changes on the credit reporting model. Some people could go up as high or as low as 30 points. Also I heard old mistakes would hurt less than before. Anybody have any Infomation if this has taken effect? I'm Just happy to be in the 700 Club!

[Junejer]

Dantheman, that is FICO 08 that you are referring to, and no it hasn't started. However, if you don't want those 36 points, I can take 'em off your hands, it'll put me squarely and firmly in the 800 club. What do you say buddy? Gimme the points?

[bott6698]

LOL byrdman

[DantheMan1971]

I would love to be in the 800's. I'm Starting to look for my first home now, so I need every point I can get! So I think I'm going to keep em.  Just a Note:  I have about 17,000 dollars credit limit, and I have about $450.00 debit total. Take it easy- from DantheMan and thanks for the answer!

[Junejer]

Dan, you are in good shape for your house uti-wise anyway. Keep it up.