My Little Brothers first FICO

Anonymous · ‎04-03-2008

I have been helping my little brother (31) with his credit-

He now has an EX FICO of 639

3 AU's and 7 collections left- I expect all but 1 of these to go away in the next 20 to 30 days and he will have a FICO as high as mine.

If we can get AFNI to PFD- he will have a higher FICO than me-

Anonymous · ‎04-03-2008

Good job! And congrats to the little brother.

Anonymous · ‎04-03-2008

Your lil bro is so lucky to have someone in his life that understands this whole process. I only wish I had a person like you in my family before I screwed everything up. I do have to say that this process of cleaning and repairing my past mistakes has been a real eye opener. I will never, ever put myself here again. Before this forum i didn't have a clue.....

RyanAZ · ‎04-03-2008

I defintily agree your a good man for doing what you are doing. You will have to be rewarded

Beer?

or Bloody Mary's?

Anonymous · ‎04-03-2008

Hi Ryan

Get reading -

Hey everyone - This is my Brother Ryan

He is single, good looking, has a job, car and a EX FICO of 639

RyanAZ wrote:

I defintily agree your a good man for doing what you are doing. You will have to be rewarded Beer? or Bloody Mary's?

RyanAZ · ‎04-03-2008

I have been...

Nothing else to do at work

*Learning*

Message Edited by RyanAZ on 04-03-2008 06:41 PM

thotgal320 · ‎04-03-2008

Welcome Ryan and consider yourself lucky for a wonderful bother. We all wish we could be so lucky.

RyanAZ · ‎04-04-2008

Thank you, and I do...

Anonymous · ‎04-04-2008

Welcome, Ryan.

You have a wonderful brother -- so get learing and participating - you have some big shoes to follow in. LOL

This stuff isn't hard (in fact, as long as you follow the process it's rather simple) but can strain the psyche, rag on the nerves, etc -- which is when you need to ask for ideas (different approaches). And persistence will be your biggest asset.