@Anonymous wrote:
Experian and Equifax data is up to date and has receieved my updated statement balance as of Sep 22nd.
TransUnion is still showing last months balance.
Why?
That's typical. See also:
https://www.google.com/webhp?sourceid=chrome-instant&ion=1&espv=2&es_th=1&ie=UTF-8#es_th=1&q=tu%20slow%20site%3Aficoforums.myfico.com
Keep in mind that when the CRA's receive the update and when the CRA's finish processing the update are two different things. A given creditor reports to all 3 at the same time. However, each CRA can update at different times.
@Anonymous wrote:
and how much longer will it take? I can't afford to keep buying Credit Reports for TransUnion.
No idea. It takes the CRA's several business days to update but the exact timing can and does vary. If you need frequent pulls then use a CMS that offers frequent pulls.
@Anonymous wrote:
This is false... I have Ultimate 3B with alerts turned on, however I beleive it only checks once a week as well... Just like Credit Karma.
The reason I know this, is because it didn't send me any alerts, even though my score changed dramatically.
It's not false. You're just misinterpreting your experiences with myFICO. If you're relying on myFICO alerts and updates then make sure you understand the triggers. myFICO does not update on fixed intervals and is all based on trigger activity. Not all activity with a scoring impact is trigger activity.
http://myfico.custhelp.com/app/answers/detail/a_id/463/~/understanding-what-triggers-fico%C2%AE-3-bureau-credit-monitoring-and-fico%C2%AE-identity
@Anonymous wrote:
I wish there was a daily montoring service...
There are. However, myFICO does not offer daily pulls. I can't give you a list of options but they're a fairly common discussion topic so you may want to reference prior threads if interested. I know Credit Check Total has been popular recently but it won't give you daily pulls with TU. Eliminate ID Theft/My Privacy Matters should, IIRC, but there are probably other options out there.
