Please help. How do I get rid of this baddie? This is the only baddie I have on my report. Thank you very much.
Status as of [?] Jul, 2008 Date opened [?] Dec, 1996 Date of last activity [?] Feb, 2008 Date paid out [?] Feb, 2008 Date closed [?] Sep, 2005 Account number [?] XXXX Loan type [?] Credit Card Credit limit [?] $1,000 Largest past balance [?] $2,956 Terms [?] Not Reported Account Type [?] Revolving Account Account holder [?] Individual Account Scheduled payment amount [?] Not Reported
Descriptions [?]None on Record
Contact Information [?]
4060 Ogletown/StanDe5-019-03-07
Newark, DE 19713
8004212110
Balance [?] Current Status [?] Past Due Amount [?] $0 Paid or paying as agreed $0 Seven year payment history [?] 30 days late 4 times (Nov 2006, Dec 2005, Jun 2005, Dec 2004) 60 days late 4 times (Dec 2006, Nov 2005, Jul 2005, Jan 2005) 90+ days late 4 times (Jan 2007, Nov 2005, Sep 2005, Aug 2005) Recent payment history [?]
7 8 9 10 11 12 1 2 3 4 5 6 7 8 9 10 11 12 1 2 3 4 5 6 2006 2007 2008 Legend: 
Currently paid as agreed 
30 days late 
60 days late 
90 days late Worst Delinquency [?] 120 days past due The Worst Delinquency reports the worst missed payment status that has been documented on this account. Your FICO score evaluates how recently that missed payment occurred and in general, the more recent, the more impact it has on your score. However, the fact that it occurred is still predictive of future payment risk and could be considered by your FICO score.
Poca, broke your post off to start your own thread.
Starting Score: 469
Sorry Poca, that's one of the Mod Super Powers. You would've had to start your own thread from the beginning.
For your baddie, search GW letters and write one of those. This is a nice old TL and I don't think you want to lose the entire TL.
For your baddie, search GW letters and write one of those. This is a nice old TL and I don't think you want to lose the entire TL.