No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
Hi all,
Just wanted to share my experience, which has been top notch, in case anyone is interested.
I began looking into a $25k personal loan to pay off my credit cards about a month ago. I was specifically looking for something that was < 12% so I could keep my payments manageable. I checked all the pre-quals at sites like Upstart, Lending Club, Avant, Promise, Prosper, etc. Most companies said they couldn't offer me a loan because my debt obligations were too high. The only offers I got were Lending Club for about 24% and Upstart for around 18%, neither of which were appealing to me.
So here's my timeline:
3/21 - Checked pre-qualification for Upstart with a TU score of 684
4/6 - Upstart customer support emails me to let me know my quote expired
4/7 - Support emailed me back to let me know that I can check qualification every 2 weeks (after the current qualification expires)
4/8 - Upstart calls for 5 minute verification
4/9 - Money in the bank!!
The total time from qualification to money in the bank was exactly 46 hours total. It was an insanely easy and awesome experience, and Upstart customer support was friendly and knowledgable.