Hopefully this is just a short-term drop
The only thing I see different are below:
1. Mortgage is now showing on all three credit reports
2. Utilization on EQ went from 23.4% to 37.6%
3. Utilization on EX went from 23.4% to 61.6%
4. Utilization on TU went from 23.4% to 37.6%
5. Two additional inquiries on EQ - one from bank (checking account) and one from city (utility account)
Should my scores recover quickly if I get the utilization down?
Thanks-
10/22/07 (FICO) EQ 544 EX 520 TU 518
03/04/08 (FICO) EQ 606 EX 599 TU 601
04/24/08 (FICO) EQ 600 EX 580 TU 608
06/02/15 (FICO) EQ 578 EX 561 TU 589