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Regular Contributor
Posts: 219
Registered: ‎04-17-2007
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MyFICO Inquiry Disputes

I purchased ScoreWatch from MyFICO, with scores from EX and TU, a few weeks ago.  Did you know that there is an option that will print out a dispute letter for you from EQ and TU, based on your FICO report?  Not a huge revelation, EXCEPT you can use it to dispute inquiries, not just tradelines! This is a major accomplishment, in my book.  I'm hoping to get some of those removed from my reports, because my number of inquiries is really bringing all three of my scores down.  Just wish I could do that with EX.  Maybe I'll just copy the format of the FICO letter and send it to EX, just for BLEEPs and giggles.
Moderator Emeritus
Posts: 6,182
Registered: ‎03-29-2007
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Re: MyFICO Inquiry Disputes

You aren't disputing accurate Inqs were the puller had PP are you?
Moderator Emeritus
Posts: 16,382
Registered: ‎03-12-2007
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Re: MyFICO Inquiry Disputes



Tuscani wrote:
You aren't disputing accurate Inqs were the puller had PP are you?



Ah disputes and ethics, love it!Smiley Tongue
Credit Profile:
FICO 9: EQ 833 ~ EX 828 ~ TU 824 (07-12-2017)
FICO 8: EQ 830 ~ EX 819 ~ TU 828 (07-12-2017)
FICO 8 Bankcard: EQ 851 ~ EX 849 ~ TU 851 (07-12-2017)
Credit History: 29 years ~ AAoA: 14 years
Total available revolving credit: 157K ~ Cumulative Util: 3% (1 CC reporting a balance)
Inqs: 1 EX (new)
14 Total Accounts on Reports: 9 open, 5 closed. 1 newly opened installment account
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Senior Contributor
Posts: 4,834
Registered: ‎04-20-2007
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Re: MyFICO Inquiry Disputes

Just be aware of the fact that if you dispute inquiries that are associated with TL's you can lose the TL. Ethical or not you might get unintended consequences from disputing an inquiry. Matter of fact it is illegal for a CRA to remove an inquiry that has permissible purpose. Just be aware.

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