Regular Contributor
Posts: 217
Registered: ‎04-17-2007

MyFICO Inquiry Disputes

I purchased ScoreWatch from MyFICO, with scores from EX and TU, a few weeks ago.  Did you know that there is an option that will print out a dispute letter for you from EQ and TU, based on your FICO report?  Not a huge revelation, EXCEPT you can use it to dispute inquiries, not just tradelines! This is a major accomplishment, in my book.  I'm hoping to get some of those removed from my reports, because my number of inquiries is really bringing all three of my scores down.  Just wish I could do that with EX.  Maybe I'll just copy the format of the FICO letter and send it to EX, just for BLEEPs and giggles.
Moderator Emeritus
Posts: 6,182
Registered: ‎03-29-2007

Re: MyFICO Inquiry Disputes

You aren't disputing accurate Inqs were the puller had PP are you?
Moderator Emeritus
Posts: 16,373
Registered: ‎03-12-2007

Re: MyFICO Inquiry Disputes

Tuscani wrote:
You aren't disputing accurate Inqs were the puller had PP are you?

Ah disputes and ethics, love it!:smileytongue:
Credit Profile -
FICO 08 Scores (11-08-2014): EQ 818, EX 817, TU 822
All three scores were 850. Lost points for not having an open installment TL. So, BE WARNED!!!!!
Credit History: 26+ years ~ AAoA: 12 years ~ Util: 1% ~ Inqs: EX 1

Senior Contributor
Posts: 4,831
Registered: ‎04-20-2007

Re: MyFICO Inquiry Disputes

Just be aware of the fact that if you dispute inquiries that are associated with TL's you can lose the TL. Ethical or not you might get unintended consequences from disputing an inquiry. Matter of fact it is illegal for a CRA to remove an inquiry that has permissible purpose. Just be aware.

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+