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Regular Contributor
Posts: 219
Registered: ‎04-17-2007

MyFICO Inquiry Disputes

I purchased ScoreWatch from MyFICO, with scores from EX and TU, a few weeks ago.  Did you know that there is an option that will print out a dispute letter for you from EQ and TU, based on your FICO report?  Not a huge revelation, EXCEPT you can use it to dispute inquiries, not just tradelines! This is a major accomplishment, in my book.  I'm hoping to get some of those removed from my reports, because my number of inquiries is really bringing all three of my scores down.  Just wish I could do that with EX.  Maybe I'll just copy the format of the FICO letter and send it to EX, just for BLEEPs and giggles.
Moderator Emeritus
Posts: 6,182
Registered: ‎03-29-2007

Re: MyFICO Inquiry Disputes

You aren't disputing accurate Inqs were the puller had PP are you?
Moderator Emeritus
Posts: 16,381
Registered: ‎03-12-2007

Re: MyFICO Inquiry Disputes

Tuscani wrote:
You aren't disputing accurate Inqs were the puller had PP are you?

Ah disputes and ethics, love it!Smiley Tongue
Credit Profile - FICO 08 Scores (03-26-2015): EQ 814, EX 817, TU 822
All three scores were 850. Lost points for not having an open installment TL. So, BE WARNED!!!!!
Credit History: 27 years ~ AAoA: 13 years ~ Util: 1% ~ Inqs: TU 1

Credit Cards: Amex BCP ~ Amex Clear ~ Amex Platinum ~ Barclay Ring World Mastercard ~ Chase Freedom Signature Visa ~ CITI Dividend World Mastercard ~ FIA Fidelity Investment Platinum Visa ~ First Hawaiian Bank Gold Visa
Senior Contributor
Posts: 4,834
Registered: ‎04-20-2007

Re: MyFICO Inquiry Disputes

Just be aware of the fact that if you dispute inquiries that are associated with TL's you can lose the TL. Ethical or not you might get unintended consequences from disputing an inquiry. Matter of fact it is illegal for a CRA to remove an inquiry that has permissible purpose. Just be aware.

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