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I just received my 2nd updated score from MyFico. I actually joined the service last month. My TU has been consitently lower with the score compared to EQ and EX-ranges in 10 to 15 point difference. Today one of the reasons for lower score on TU is 'You have not established a long revolving credit history' I started busting up. My oldest revolving card is from November 1977! My second oldest is from December 1978. My AAoA is like 16 years+. Why would they even say that? Thats crazy! TU account data is correct and mirrors the other 2 CRAs. Is this another TU glitch?! LMAO! Age of oldest revolvers:
That is weird. One of the positives noted for me in TU is "Long credit history", and I have only one card in the age range of yours, and my AAoA is way shorter than yours.
Total CL: $321.7k | UTL: 2% | AAoA: 7.0yrs | Baddies: 0 | Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping |
It's really not worth worrying over a 10-15 point delta. Don't expect scores with the CRA's to be the same.