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Contributor
athan12
Posts: 104
Registered: ‎12-28-2012
0

MyFico Score Watch

Does this check for alerts every 24 hours?

Starting score as of 12/2012: EQ 570
Current score as of 02/2013: EQ 619


Current scores as of 06/2014:
EQ: 640
TU: 650
EX: 655

GOAL: 700
Contributor
athan12
Posts: 104
Registered: ‎12-28-2012
0

Re: MyFico Score Watch

59 views no one answered with yes or no

Starting score as of 12/2012: EQ 570
Current score as of 02/2013: EQ 619


Current scores as of 06/2014:
EQ: 640
TU: 650
EX: 655

GOAL: 700
Regular Contributor
jojomomma
Posts: 116
Registered: ‎01-11-2013
0

Re: MyFico Score Watch

Good question, unfortunately I don't know either.  I have only recieved notices, once a week, via email, stating no alerts :smileysad:

11/2011 FICO ...TU 672 ................EQ 654................. EX 649

Current FICO; .. TU 713 (10/14), .. EQ 723 (10/14) . .EX 719 (10/14)

Cap1 4800, Discover 7200, WM Discover 3800, Home Dpt 500, VS 500
Moderator
guiness56
Posts: 22,406
Registered: ‎01-17-2008
0

Re: MyFico Score Watch

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Valued Contributor
DaveSignal
Posts: 2,111
Registered: ‎07-29-2011
0

Re: MyFico Score Watch

You get weekly checks for score changes.  And more regular checks for certain events that you set in the settings.

 

You do not get an alert immediately on the same day as new information appears on your credit report.  It usually comes between 1 and 3 days later.

It is great for monitoring changes to your score over time and gives a real FICO.  My score fluctuates frequently since I have a handful of current credit cards and installment loans.  Sometimes I see alerts or score updates every week... if my balances aren't changing much then I might only see one update for the whole month.  It depends on your credit report activity.

EX:694 TU:744 EQ:777
Amex ED $19.5k - BoA Travel Rewards $15k - CSP $5k - SDFCU EMV $15k - NFCU goRewards $20k - Barclays Arrival $6.5k
Moderator Emeritus
llecs
Posts: 32,869
Registered: ‎08-04-2007
0

Re: MyFico Score Watch

OP, also read the Score Watch Guide. It has a wealth of info as to what it will catch and what it won't, including a breakdown of the two types of alerts: score and credit.


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