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MyFico Score Watch

Contributor

MyFico Score Watch

Does this check for alerts every 24 hours?

Starting score as of 12/2012: EQ 570
Current score as of 02/2013: EQ 619


Current scores as of 06/2014:
EQ: 640
TU: 650
EX: 655

GOAL: 700
Message 1 of 6
5 REPLIES
Contributor

Re: MyFico Score Watch

59 views no one answered with yes or no

Starting score as of 12/2012: EQ 570
Current score as of 02/2013: EQ 619


Current scores as of 06/2014:
EQ: 640
TU: 650
EX: 655

GOAL: 700
Message 2 of 6
Regular Contributor

Re: MyFico Score Watch

Good question, unfortunately I don't know either.  I have only recieved notices, once a week, via email, stating no alerts Smiley Sad

11/2011 FICO .................TU 672 ...........EQ 654........... EX 649
03/2015 FICO; .. TU 710.... EQ 721 ....,,,,.EX 722

Cap1 6850, Discover 17,600, WM Discover 6000, Chase 2500, Citi Simplicity 2600, Citi Dbl Cash 2,600, Home Dpt 500, VS 1200
Message 3 of 6
Epic Contributor
Message 4 of 6
Valued Contributor

Re: MyFico Score Watch

You get weekly checks for score changes.  And more regular checks for certain events that you set in the settings.

 

You do not get an alert immediately on the same day as new information appears on your credit report.  It usually comes between 1 and 3 days later.

It is great for monitoring changes to your score over time and gives a real FICO.  My score fluctuates frequently since I have a handful of current credit cards and installment loans.  Sometimes I see alerts or score updates every week... if my balances aren't changing much then I might only see one update for the whole month.  It depends on your credit report activity.

EX:694 TU:744 EQ:777
Amex ED $19.5k - BoA Travel Rewards $15k - CSP $5k - SDFCU EMV $15k - NFCU goRewards $20k - Barclays Arrival $6.5k
Message 5 of 6
Moderator Emeritus

Re: MyFico Score Watch

OP, also read the Score Watch Guide. It has a wealth of info as to what it will catch and what it won't, including a breakdown of the two types of alerts: score and credit.

Message 6 of 6