They all "count," the question is which CRA or CRA's a given lender will pull from. For those of us with a weird spread in our FICO scores, we have to be careful to find out which bureau a lender pulls, in case they pull from our stinker.
There does seem to be a growing belief that more lenders are pulling from Experian now. Their scores might (?) be more stable than others. However, they are apparently a horrible CRA to work with in terms of correcting errors properly and so forth.
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
