Ok.........if Cap One charged off and sold they should show a $0 balance, I believe.
If I understand correctly......First National is the law firm handling the collection.......Cap One is the OC.......they sold to NCO?
Sorry, so many different companies involved, I may be getting confused.
If the law firm who handled the judgment is saying it is paid in full, I'd get them to mail a statement that states they were handling a judgement for XXXXXX and it has been paid in full. Have them include the case # or other identifying information about the judgment.
I'd then send this with a dispute to the CRA and dispute it as "paid".
I don't know a lot about dealing with judgments, so sorry I can't help anymore. But this seems like the best way.
Message Edited by sidewinder on
04-10-2008 04:15 PM