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@mrldp40 wrote:any truth that its now a experian AR ?
I just did a dispute for my EX and saw a SP from them on March 30.
@prettylady wrote:
@mrldp40 wrote:any truth that its now a experian AR ?
I just did a dispute for my EX and saw a SP from them on March 30.
Wow that's a switch. So now NFCU is using EX for its AR's.
@Anonymous wrote:
Would it be too late to ask for cli w/out a HP. Had my card since Oct.2016 and have yet to ask for cli
There is actually no way to ask for this. The credit computer at Navy soft-pulls you roughly every 60 days, this is the AR. Then when/if you request a CLI, one of 2 things happen:
1. The computer approves you based on the most recent AR - the length of time since the AR is not relevant. If the AR on May 1 put you in a place the computer could approve, then it will approve you, whether you apply on May 5, May 25, or even June 25. If the computer approves you, there will be no hard pull.
2. If the computer is not able to approve you, it will refer you to an analyst for HP and manual review.
The moral of the story, is to *always* be prepared for a HP when you push that button.
With the CLI my limit is now $10,000 does this automatically become a visa signature? Does that make a significant difference?