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NFCU AR

Valued Contributor

Re: NFCU AR

I submitted the button request for DH on 1/4 and he went from 1K SL to 17.5 K in seconds, it happened soooo quick. I didnt check to see when his last AR was. He had the card since August, very little usage, scores 680-702-697. BK still on record til July 17, N hard pull as of yet.

BK13 Filed 7/10-DC 8/15 // Fico 8's TU 763/ EQ 758/ EX 735 11/17// AAoA 5.8 years // Lines 11/2017= 240K // Inquiries 5 TU -11 Exp - 10 Eq. BK now off all all reports....WE CLOSED ON OUR HOUSE 6/7/2017 long hard road, but we made it !!!
New Member

Re: NFCU AR

Had the AR on 1/3/17, so I went for it. Got the 24hr review message....checked today and went from 20K to 25K, but also got HP alert from myfico😞


Starting Score: 660s Average
Current Score: EQ 726 TU 761 EX 726
Goal Score: 800


Frequent Contributor

Re: NFCU AR

Can someone please explain the AR to me? I'm a new a new NFCU member / card holder. I've seen a few references to AR but have no idea what it means. Thanks!!
Current FICO Scores as of 7/1/2017 EQ 735 TU 780 EX 725

NFCU CR $20,00 | USAA Rewards Visa Signature $12,000 | USAA Preferred Cash Rewards Visa Sig $10,000 | Walmart MC $10,000 | Wells Fargo Cash Wise $9,000 | Costco Anywhere Visa $8,500 | PenFed Rewards Visa Signature $6,000 | Chase SP $5,000 | Amazon Rewards Visa $3,000 | AMEX BCE $2,800 | Barclay Apple Rewards $960 | Capital One QS $3,750 | Discover IT $1,600 | Amazon $6,000 | J Crew $6,950 | Wayfair $3,600
Frequent Contributor

Re: NFCU AR

Account Review.  Lenders do a soft pull on your credit to see how you are doing.

12/27/16 - Eq683 TU666 Ex681 04/05/17 Eq742 TU763 Ex757
Member

Re: NFCU AR

That's awesome SC!!!! Question for you, how long did you have your card before you "pulled the trigger?" Did you ask for the full $25k or did you ask for a specific amount? 

 

Ursula

Frequent Contributor

Re: NFCU AR

I went from $500 to $22,000 this morning. I did the request on the 1st and went to review. I cancelled it right away before the HP was conducted. Noticed the AR wasn't conducted until the 3rd so I tried again and bam it went way up! Everyone should be good to try now since the AR was officially on the 3rd
Credit conscience!
Member

Re: NFCU AR

Was this your 3rd AR? That's a GREAT increase!!!! Congrats!!!! I can't wait until I can get one. My initial cashrewards started at $3800. 

Established Member

Re: NFCU AR

@ursulab2 Thank you! I don't know about how many AR I've had but I do know I've have 3 statements on it before requesting the CLI. I requested the max limit. It matched my flagship limit.
Frequent Contributor

Re: NFCU AR

I've had the card for 14 months and never received a CLI on the card. I had 2 cards with both at $500 limits. One is new about 1 month old
Credit conscience!
Frequent Contributor

Re: NFCU AR

I also just submitted my CLOC increase. Went from $1,000 to $15,000!! My day can't get any better!
Credit conscience!