I got an alert from MyBankrate (TU report) stating my credit score decreased. I signed in and went to the alert and it showed the info below. I have not had an account opened or closed by NFCU since November, 2016 when a new CC was opened (nothing ever closed). This is not my account number to my card. I don't know what this is. I checked NFCU and did not find any additions or closures on my account.
Any ideas what this is and how to proceed? Thanks.
Items Added to Your 03/31/2017 Report 
| New Account Reported: NAVY FCU/406095**** | |
This is a good thing with an initial potential dip. Initially new accounts hurt your score until utilization and payment history can be established. |
Items Removed from Your 03/31/2017 Report
| Closed Account, NAVY FCU/40609554****, No Longer Being Reported | |
The credit history on this account was contributing to the average age of your accounts. Since this account has fallen off your credit report, the new average age of your accounts has changed. |
@Anonymous wrote:I got an alert from MyBankrate (TU report) stating my credit score decreased. I signed in and went to the alert and it showed the info below. I have not had an account opened or closed by NFCU since November, 2016 when a new CC was opened (nothing ever closed). This is not my account number to my card. I don't know what this is. I checked NFCU and did not find any additions or closures on my account.
Any ideas what this is and how to proceed? Thanks.
Items Added to Your 03/31/2017 Report
New Account Reported: NAVY FCU/406095****
Closed Account, NAVY FCU/40609554****, No Longer Being Reported
I would pull your credit report for TU and the other two directly from a place like MF or creditchecktotal.com instead of relying on that alert. Third party site's often give out erroneous information. Check them and depending on what they show we can offer advice.
@Anonymous wrote:I got an alert from MyBankrate (TU report) stating my credit score decreased. I signed in and went to the alert and it showed the info below. I have not had an account opened or closed by NFCU since November, 2016 when a new CC was opened (nothing ever closed). This is not my account number to my card. I don't know what this is. I checked NFCU and did not find any additions or closures on my account.
Any ideas what this is and how to proceed? Thanks.
Items Added to Your 03/31/2017 Report
New Account Reported: NAVY FCU/406095****
Closed Account, NAVY FCU/40609554****, No Longer Being Reported
I would call NFCU. Looks like maybe there was a new CC issued while closing out your current CC. When's the last time you used that card? Maybe it was compromised and NFCU is correcting it.
