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Navy Fed solicited me for a CC (cashRewards) so I took the bite and applied. Still waiting for them to finish their reveiw.
I am also thinking about getting a PLOC with them for about $5,000. I know this can be used as overdraft for Share Checking, but their website mentioned that it can also be used as a short term revolving loan.
How does that work? Do you have to go to their website to request a draw on your line or do they send you a checkbook or tickets to use to draw your line, or do you have to visit a branch in person? I was thinking of using the PLOC for transactions that I want to quickly get off my credit card balances and pay over a longer term with the line of credit.
They send you a checkbook for the account.