02-14-2013 07:56 PM
I went through a foreclosure process back in 2006 where the bank took possession of the house... There were unpaid HOA fees associated to the property so after the foreclosure process the HOA association turned me over to an attorney who obtained a judgment against me.. Is this legal? I was always under the impression that any outstanding HOA fees stay with the property and that the new purchase would have to satisfy ALL outstanding debts associated to the house..
This judgment is still on my record and I have refused to pay it.. The lawyer says I now owe 500% of the original amount... LOL
Any ideas how I can get this removed?
Thanks a lot.
02-15-2013 03:15 PM - edited 02-15-2013 03:16 PM
HOA dues can be liened against a property and yes, they can get a judgement against you. Dues are separate from the loan, just like utilities.
02-16-2013 10:06 AM
Refusal to pay a judgment is not simply a matter between the consumer and the creditor.
It is failure to comply with a court order, and can be used to file a subsequent motion to order taking of property to satisfy their judgment, such a garnishment of pay.
Contesting a judgment is a matter that needs to be taken up with the court.
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO