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Need Some Advice...

Established Contributor

Need Some Advice...

I went through a foreclosure process back in 2006 where the bank took possession of the house... There were unpaid HOA fees associated to the property so after the foreclosure process the HOA association turned me over to an attorney who obtained a judgment against me..  Is this legal?  I was always under the impression that any outstanding HOA fees stay with the property and that the new purchase would have to satisfy ALL outstanding debts associated to the house.. 

 

This judgment is still on my record and I have refused to pay it.. The lawyer says I now owe 500% of the original amount... LOL

 

Any ideas how I can get this removed?

 

Thanks a lot.

$30,500$18,500NPSL$15,000$10,000$25,000$32,000
3 REPLIES
Community Leader
Epic Contributor

Re: Need Some Advice...

Did you defend the matter in court?  That was the opportunity to challenge the legitimacy of the fee......

Established Contributor

Re: Need Some Advice...

HOA dues can be liened against a property and yes, they can get a judgement against you. Dues are separate from the loan, just like utilities.

Starting scores 01/02/2012 EQ 707(Fico) TU 733(Fico)XP 735 (FAKO)
Updated scores 05/01/17 EQ 824, TU 812 EXP 810 (all Fico scores) Remember the Three P's: Pay early in Full, Pay on Time, Patience
Community Leader
Epic Contributor

Re: Need Some Advice...

Refusal to pay a judgment is not simply a matter between the consumer and the creditor.

It is failure to comply with a court order, and can be used to file a subsequent motion to order taking of property to satisfy their judgment, such a garnishment of pay.

Contesting a judgment is a matter that needs to be taken up with the court.