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Frequent Contributor
RSCo
Posts: 428
Registered: ‎02-11-2013

Need Some Advice...

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‎02-14-2013 07:56 PM

I went through a foreclosure process back in 2006 where the bank took possession of the house... There were unpaid HOA fees associated to the property so after the foreclosure process the HOA association turned me over to an attorney who obtained a judgment against me..  Is this legal?  I was always under the impression that any outstanding HOA fees stay with the property and that the new purchase would have to satisfy ALL outstanding debts associated to the house.. 

 

This judgment is still on my record and I have refused to pay it.. The lawyer says I now owe 500% of the original amount... LOL

 

Any ideas how I can get this removed?

 

Thanks a lot.

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Mega Contributor
RobertEG
Posts: 14,728
Registered: ‎03-19-2007

Re: Need Some Advice...

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‎02-15-2013 01:28 AM

Did you defend the matter in court?  That was the opportunity to challenge the legitimacy of the fee......

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Established Contributor
bettercreditguy1
Posts: 665
Registered: ‎02-11-2012

Re: Need Some Advice...

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‎02-15-2013 03:15 PM - edited ‎02-15-2013 03:16 PM

HOA dues can be liened against a property and yes, they can get a judgement against you. Dues are separate from the loan, just like utilities.

Starting scores 01/ 02/2012 EQ 707 TU 733 EXP 735 (FAKO)
Updated scores 06/15/2013 EQ 761 TU 780 EXP 741 (Fico)


Remember the Three P's: Pay early in Full, Pay on Time, Patience
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RobertEG
Posts: 14,728
Registered: ‎03-19-2007

Re: Need Some Advice...

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‎02-16-2013 10:06 AM

Refusal to pay a judgment is not simply a matter between the consumer and the creditor.

It is failure to comply with a court order, and can be used to file a subsequent motion to order taking of property to satisfy their judgment, such a garnishment of pay.

Contesting a judgment is a matter that needs to be taken up with the court.

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