General Credit Topics

[llecs]

Until yesterday, I had NatCity's ID Protect. Their service allowed for daily pulls for all 3 every 24 hours and included a TransRisk FAKO and FAKO advice, for whatever that was worth. Basically it looked like TC but you can pull daily. Anyway I subscribed to them using my National City CC when I first got it. Well, PNC took over and issued a new card and I guess the charge for this service was rejected due to the old number. I was locked out and offered to pay them w/ my PNC when I called about the account status. They said they can accept payment but they only activate new accounts once a month on the 29th. They said whether I paid today or 3 weeks from now, my service won't start until the 29th. Bummer. But this does give me a chance to try some others.

Any CMS daily puller suggestions? It's been almost 2 yrs since I tried anything else. I know things have changed and I haven't been keeping up.

How's CreditSecure via Amex? Is that like TC? Any others?

And no....I'm not looking to switch to CCT.

[fused]

As much as I hate EX and their products, I had to keep my CreditSecure subscription alive due to the fact I had my debit card and a CC number stolen. Creditsecure is good and you don't have to wait 24 hours +1 minute to pull.

ETA: I'm not sure how CS handles new customers these days. When I signed on a long time ago, I was only allowed to pull once then I had to wait 30 days before I could pull daily.

[demo18c]

If you have USAA or AMEX they offer a daily puller

[llecs]

I'm not a member of USAA so I guess that's out unless I join. However I do have Amex and found this when clicking the CS info link:

During your first 30 days you will receive access to all CreditSecure features and benefits, although you will only be able to review one three-bureau report and scores during that time. After the first 30 days, membership allows access to two sets of credit reports and scores per month.

So, I know they were daily pullers at one point but I guess they cut that out for new members.

Still looking though.

[fused]

That stinks! I guess I'm lucky.

[llecs]

I guess some of us pulled everyday to take advantage of the system.

[joeydtx]

As far as I am aware, and from reading about it over on another site you can join USAA's puller with no other accounts... just a quick sign up on their "Become a Member" page.  Works for me, still trying to decide if I want another puller myself.

[laz98]

yep, i'm probably going to cancel my truecredit.  it's a little more, but i can pull every report, every day, instead of just my transunion report.

[llecs]

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joeydtx wrote:

As far as I am aware, and from reading about it over on another site you can join USAA's puller with no other accounts... just a quick sign up on their "Become a Member" page.  Works for me, still trying to decide if I want another puller myself.

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https://www.usaa.com/inet/ent_utils/McStaticPages?key=creditcheck_monitoring_main

I had ConsumerInfo once before after receiving it for free after an ID theft issue. I'm guessing it still looks like CCT, but at a cheaper price. DW has CCT and there's a number of reporting inaccuracies. I find myself ordering from the CRAs just to confirm the info.

[fused]

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joeydtx wrote:

As far as I am aware, and from reading about it over on another site you can join USAA's puller with no other accounts... just a quick sign up on their "Become a Member" page.  Works for me, still trying to decide if I want another puller myself.

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Is it an EX product?