I have a collection on my credit that says it is for a returned check. I have not heard anything about it (I am very bad at bookkeeping) and looked thru what records I have but don't have anything back that far. It was last reported in 2005. Experian said it was supposed to come off in August. I am afraid to call the company to inquire because the SOL wil start over. I am re-married and we would like to purchase a new home so I need to get my CS up. Any suggestions?