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Need advice!!

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Anonymous
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Need advice!!

hey guys!
this board is awesome...thought i'd post to see if anyone has any advice that can help.  I am closing on a loan for a house towards the end of next month.  In the last yr, my credit scores have gone from the mid 5's to EXP 698, EQ 689 and TU 675.  I need to get a couple of these over 7 QUICK so when they pull my credit next month to lock the rate I have 2 over 700.
I have a collection from Cavalry that is paid in full (trying to get these guys to delete has not worked AT ALL).  Also, I have late payments on a car...have tried different ways to get this changed, but nothing has worked.  Finally, I have a Cap One chargoff...(settled for amount less than full balance...balance is 0).
Does anyone have any advice that might help me get these last couple things ammended? 
Any advice is appreciated and good luck!
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