I make $300km per year but certain judgments and late payments have killed me. For the last four months I have been rebuilding my credit and paid all bills on time,. I also fully paid off the 2-3 collection accounts I had......in full. I am now up to date on all accounts that had been derogatory because of ther late payments.Howeber, how do i remove then remaining late payments that were paid by me,,,,,,but paid lhjjate?
Starting Score: 504 July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013 Goal Score: All Scores 760+, Newest goal 800+ Take the myFICO Fitness Challenge Current scores after adding $81K in CLs and 2 new cars since July 2013 EQ:809 TU 777 EX 790 Now it's just garden time!
June 2017 update: All scores over 820, just pure gardening now.