I am new on here and i am struggling just to get my mid-score up to 640 I have done everything i have been asked to do from my credit repair company. I have even paid off a tax lien which was released and my score only went 2 points. I am getting a mortgage loan and I am so frustated.
Equifax is 645, transunion is 605 and experian is 584... I have paid all my 4 credit cards down to 6% this week. Hoping it will help. All I need is 35 points for the loan.