dwash wrote:I have had some major problems with my credit in the past. I have a copy of my credit report and plan to clean it up. I have sent letters to some of the collection agency offering full payoff for immediate deletion from my credit bureau. My question is if the companies accept my offer, would both the original account and the collection account be removed.Thanks
dwash wrote:I am also dealing with a local collection agency that has told me that they do not purchase the original accounts that they are only collecting for them. Is this common and if so would I be able to go to the original account and negotiate with them?