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Correct on first primary.
App via phone or on line?
More imp, thanks so much B4L.
Apply for a $5K PLOC. It's tough to get it so aim low, seriously.
769 ⋅ INQs: 6 | 774 ⋅ INQs: 5 | 764 INQs: 8 | UTIL: 2% | AAoA: 5yr 8mos | Total Credit Line: $873,950 |
Roger that.
@Ysettle4 wrote:Apply for a $5K PLOC. It's tough to get it so aim low, seriously.
Great suggestion. But they will counter right?
@baller4life wrote:
@Ysettle4 wrote:Apply for a $5K PLOC. It's tough to get it so aim low, seriously.
Great suggestion. But they will counter right?
Most times, no. However, if you are able to get on the phone with a supervisor and have them advocate for you to the loan offier revewing the app, better results usually come of it.
769 ⋅ INQs: 6 | 774 ⋅ INQs: 5 | 764 INQs: 8 | UTIL: 2% | AAoA: 5yr 8mos | Total Credit Line: $873,950 |
Good luck!
Looks like I flew too close to the sun, or at least too early, on this one: DENIED---"length of history".
BTW I apped for $6K.
I will revisit in 10 weeks and let you know.
Thanks for everbody's help, much appreciated.
@Anonymous wrote:Looks like I flew too close to the sun, or at least too early, on this one: DENIED---"length of history".
BTW I apped for $6K.
I will revisit in 10 weeks and let you know.
Thanks for everbody's help, much appreciated.
No biggie. Give it a shot again right before the 90 days from the first creit pull is up.
769 ⋅ INQs: 6 | 774 ⋅ INQs: 5 | 764 INQs: 8 | UTIL: 2% | AAoA: 5yr 8mos | Total Credit Line: $873,950 |
@baller4life wrote:
How much are you wanting on the PLOC? $15k and above will require additional documentation. You are the very first approval I have seen with such a fresh bk reporting. Apping the PLOC wouldn't be an additional hp since you just got one. However, I'm just not optimistic you would be approved. Their PLOC is probably their hardest product to get approved for. But, hey you have nothing to lose to try for it.
Er what additional documentation baller? I was approved 20K with no furnishing of paperwork of any sort though admittedly that was back in August and I have some funky hold on my account that they want a written authorization for to release my being able to transfer funds to them /sigh.
My account may not be representative as a result.