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New CC question?

STW
New Member

New CC question?

I applied,last night, online for a CC from Orchard bank and HSBC, I was approved for both. Once the application had gone through it said congratulations you qualify for and gave me the products to choose from. I needed to pay two fees before I could get the cards and choose to do so by check through the mail. The next message was that they would be sending me an email with my information, and let me know where to send the fees. So far no emails, has anyone else done this? Does the info come by snail mail? I am not quite sure what I should do at this point, any direction would be very helpful. Thanks!
7 REPLIES
Moderator Emeritus

Re: New CC question?

This does not even resemble my experience with HSBC's online application process.

Were these Secured cards?

After my "your approved" it let me set up my online account, my BT's, and posted a small AF a few days later that I paid before the 1st statement was even cut.
Established Contributor

Re: New CC question?

sounds like it could be a "fishing scam" ....did you go to the website or did you respond to an email?
9/18/08 TU=707 EQ=706 EX=702
Valued Member

Re: New CC question?

I applied in the Orchard Bank website and paid 49AF online with a check, they cashed the check a week after and still have not receive the card. 
Established Contributor

Re: New CC question?

May want to call them and express your concerns...they may have been mailed to the wrong address.
9/18/08 TU=707 EQ=706 EX=702
Moderator Emeritus

Re: New CC question?

Mine was a little slow too. almost 2 weeks.
STW
New Member

Re: New CC question?

These were unsecured cards. I chose to pay the processing fees, or whatever they are, by check through the mail so I have not, as yet, paid the fees. I guess since I had not paid yet I did not set up my account as there is no account to set up yet. But I am wondering when where and how do I pay them? I should have just done it online, but wifey had the checkbook and I didn't know the routing numbers for the bank. Oh and it was not a phishing scam, I went to their site and applied and I was not responding to anything they sent me. Thanks
Frequent Contributor

Re: New CC question?

You will get your card. It took them about a month to send mine after sending in my processing fee via mail.