Reply
Established Contributor
Posts: 858
Registered: ‎06-26-2007
0

New Collection Account

Hey all, it's Eve.
 
Question..  I just got a letter from a collection agency for a hospital here.  It is for $50 and I am willing to pay it because it is my responsibility from when I was in the hospital earlier this year.  I think it is my Emergency room copay that they never charged me when I came in.
 
Anyway, I have not seen this collection on my CR yet, but I am sure if it is with the CA it has to show up sooner or later, right?  I really can't afford a new collection right now and have it reporting for 7 years, credit already jacked up.  Any advice?
 
Thanks

Eve
Established Contributor
Posts: 578
Registered: ‎06-18-2007
0

Re: New Collection Account

Contact them, find out what it is about.  Some people on here have had success paying collections before they get on their report, so if you can pay $50 and prevent it from reporting go for it.
 
BUT!
 
Make sure everything is in writing, just in case. 
Established Contributor
Posts: 858
Registered: ‎06-26-2007
0

Re: New Collection Account

Thanks, Trinigal!!
 
I will call them today and definitely get something in writing from them..
 
Eve

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions based on Experian or Equifax data (additional FICO® Score versions based on TransUnion data are not currently available on myFICO.com). Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.