The collection for a cable bill from 2001 (college roommates decided not to pay all summer) just fell off my last report. I just pulled my Experian and its now 809!!!
My Equifax score was 775 on May 15th, but it shows 2 inquires and some slightly higher balances.
Transunion is stil 710. Also shows 0 inquires, still has the paid cable bill collection on it. It should have the collection fall off sometime in June, but they won't say exactly when this month...
Now that I think about it, I think the 809 has a balance transfer I did at 0% not reflected on either card! That may explain the difference. I'm at 5% usage without it and about 12% with it.
Scores June-09: EQ 798 TU-785
Scores Mar-09: EQ 792 (getting close) TU-782
Scores Feb-09: EQ- 786 EX- ??? TU-777
Scores Jan-09: EQ- 791 EX- 786 TU-765
Scores Aug-08: EQ- 786 EX- 779 TU- 737
