New FICO Model 9?

[senseidab]

Is the my fico scoring using there new model 9 in order to calculate score?   It my undersatnding that colledction accouts paid and medical paid are not calculated in score. Is the model 9 currently being used to score on this myfico?     Thank you

[AzaleaB]

No, that new model is not being used yet on myfico. It may take a good while for lenders to adopt.

[senseidab]

TY     Yes, I realize it will take sometime for the lenders to begin using the model.  But is my fico using it to calculate their score?    I am not familiar with how this works and im certainlly not disagreeing with you........does my fico do it idependant calculations  based on the info traofide to the from TU and company?

[coldnmn]

The scores you buy here are 08

[senseidab]

Thank you  !