I just checked my Credit report for the First time in Years. The only Neg is a $28 by a Collection Agency. I don't know what it is for, CR says nothing. It is dated 7/05.
It is Dated the same Month I moved from Ks to Florida for a 3 Mo Vacation before finding a place. I am assuming it must be from a Utility Company. They always seem to say You owe them money even though You have a Deposit up of More them what a Bill could be and they should owe You Money.
Question is? I would like this off my Report, as it's only $28 Bucks and I would have Paid it if I had gotten a Bill. Even if I don't owe it I would still pay it, if I could get them to take it off. I think it might be the electric company. I wonder if I can Deal with them if it is so, or do i have to deal with the collection agency. Or could I file a dispute with the CB even though it's 2 years old?
Suggestions?