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Moderator Emeritus
fused
Posts: 16,373
Registered: ‎03-12-2007
0

Re: New Joint Account On EX CR, Only 3 Points Gained



cfstr1 wrote:
Did you have any recent inquiries or any other account information change? It is possible that any new inquiries might have tanked the positive TL.

Nope! In fact Chase pulled a softy! I was stunned! Happy too!
Credit Profile -
FICO 08 Scores (11-08-2014): EQ 818, EX 817, TU 822
All three scores were 850. Lost points for not having an open installment TL. So, BE WARNED!!!!!
Credit History: 26+ years ~ AAoA: 12 years ~ Util: 1% ~ Inqs: EX 1

Moderator Emeritus
fused
Posts: 16,373
Registered: ‎03-12-2007
0

Re: New Joint Account On EX CR, Only 3 Points Gained

Update! EX gives me three points for this so-called BEAUTIFUL new TL and today it reports on TU and they subtract 5 points. Mysterious!
Credit Profile -
FICO 08 Scores (11-08-2014): EQ 818, EX 817, TU 822
All three scores were 850. Lost points for not having an open installment TL. So, BE WARNED!!!!!
Credit History: 26+ years ~ AAoA: 12 years ~ Util: 1% ~ Inqs: EX 1


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