06-25-2007 06:39 AM
06-25-2007 06:49 AM
06-25-2007 06:49 AM
debz wrote:I'm having a house built which should be done in July. At the time I applied, my middle score was 621, now my middle score is 636. My husband recently obtained a Wamu card with me as an authorized user. We got approved with $2800 limit. Will this new account make my credit score drop?
06-25-2007 07:05 AM
06-25-2007 07:16 AM
debz wrote:I added a credit card 13 months ago. I have had credit for 19 years. I have 4 credit cards with a total credit line of $2800 and have a total balance of $156. I know the mortgage company is going to run my report again right before we close, so I'm a little concerned how this will effect my score.
06-25-2007 07:20 AM
06-25-2007 07:27 AM
debz wrote:Applied for cap 1 in June and was approved for $750. I have a total of 10 inquiries in 2 years, 2 inquiries in 2007. I applied for these cards thinking they would improve my score with a higher utilization. It may have backfired.
06-26-2007 09:39 AM
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